RARE OPPORTUNITY: ASSUMABLE LOW INTEREST RATE! Welcome to this stunning 4 bedroom home in the heart of St. Petersburgwhere modern style meets everyday comfort, and best of all, NO HOA or CDD fees! Inside, youll find an inviting open concept design with sleek polished concrete floors that add a touch of contemporary elegance. The chef inspired kitchen is a true showstopperfeaturing quartz countertops, custom backsplash, 42 soft close cabinetry, and high end stainless steel appliances, including an LG ThinQ refrigerator. The spacious breakfast bar flows effortlessly into the living and dining areas, making entertaining a breeze. Natural light floods every room through newer double paned windows, enhancing the warmth of this thoughtfully designed triple split floor plan. The generously sized bedrooms provide space for everyone, while the extra large utility room offers full size front load washer & dryer, plus ample storage. Step outside to your fully fenced backyard oasisperfect for relaxing, entertaining, or simply enjoying the Florida sunshine. Need extra storage? An oversized shed stays for all your tools, toys, and gear. Major Updates Include: New Roof (2022), A/C (2016), & Gas Water Heater (2010). No flood or storm damage from recent hurricanes. Located in a prime St. Pete location, this home offers a perfect balance of style, convenience, and tranquility. Dont miss outschedule your showing today!