Coastal dream home with stunning open water views for amazing sunsets | **rare opportunity w/ a $87k fema policy w/ coverage for 3 years that is transferable at no cost to new buyer and provides coverage for 3 years. ** discover this remarkably resilient waterfront gem in desirable oakhurst shores, where breathtaking intracoastal waterway vistas await at an exceptional value which is priced to move with built in insurance provided. This well protected coastal retreat stood strong through recent storms with only minimal repairs needed from hurricanes helene and milton (the first flooding ever experienced). You will enjoy immediate gains in you equity once these simple fixes are completed. Rest easy knowing your investment is protected by a recently installed roof, complete package of hurricane ratedm impact windows and doors, and a whole house natural gas generator for uninterrupted comfort during power outages. Wake up to magnificent open water views every morning! This waterfront haven offers expansive, unobstructed intracoastal waterway panoramas, prime location with swift access to johns pass and the crystal blue water of the gulf. This home has undergone significant upgrades prior to the hurricanes that you can now enjoy. This property features: a completely rebuilt dock featuring composite decking and wrapped piers, a 12k pound capacity boat lift (operational) and a separate pivoting jet ski lift (non operational), 2 new pump motors for the pool and spa, plus front row seating for seasonal boat parades and holiday fireworks. Indulge in resort style amenities including an inviting in ground pool (fully functioning) w/ a spa (heater not functioning but spa motor is operational) for year round enjoyment, energy efficient on demand hot water system, climate controlled garage with dedicated mini split, and upgraded, modern led lighting throughout the home. Enjoy the ideal balance of tranquil waterfront living with convenient access to our beautiful gulf beaches just minutes away, extensive shopping and dining at seminole city center, abundant recreation including golf, tennis, parks, and the pinellas trail, the best school options for families, and an easy 20 mile commute to tampa international airport. **priced to sell** this waterfront opportunity combines hurricane resilience with stunning open water views at an incredible value. Schedule your private tour today and see why this affordable coastal retreat won't last long!