!!! SELLER WILL PAY BUYERS 1ST TWO MORTGAGE PAYMENTS !!! *** NO FLOOD ZONE *** NO FLOOD INSURANCE REQUIRED ! *** High & dry and it sits at the HIGHEST ELEVATION IN THE COMMUNITY !Welcome to this stunning home in the highly desirable, WATERFRONT community of Tara Cay in Seminole ! Located in an X flood zone . This spacious 4 BEDROOM, 4 BATHROOM (with Garage) townhouse offers MULTIPLE Living Options . Inside, you'll notice gorgeous Wood look laminate flooring and discover an inviting OPEN CONCEPT layout where the Kitchen, dining, & living areas seamlessly flow together . The KITCHEN BOASTS STYLISH WOOD Cabinetry, GRANITE Countertops, a Glass top Samsung stove, Built in Microwave, a NEWER REFRIGERATOR, & a BRAND NEW DISHWASHER . PANTRY CLOSET & Additional Cabinet STORAGE space facing the dining area, ensuring functionality meets elegance . The Textured ceilings & walls, along with CEILING FANS throughout, add a touch of sophistication & comfort . Enjoy Floridas sunshine from 1 of 2 PRIVATE SCREENED OUTDOOR SPACES a screened in balcony off the second floor living area, and a spacious Screened Lanai on the lower level . The FIRST Floor bedroom features its own ensuite Bath & private lanai access, making it IDEAL FOR guests or MULTI GENERATIONAL LIVING, IN LAW Suite, Private Office or Game room area etc . The Primary Suite boasts CATHEDRAL CEILINGS, a Luxurious UPDATED ensuite with DOUBLE VANITIES, 2 Walk In closets . ALL Bedrooms are generously sized with Ceiling Fans & tons of storage space . This home is move in ready, with Major Updates ALREADY taken care of: AC REPLACED IN 2022 (includes a 10 year transferable warranty), ROOF REPLACED IN 2017 & WATER HEATER UPDATED IN 2020 . Tara Cay is known for its peaceful, community oriented atmosphere, featuring a HEATED POOL, COMMUNITY DOCKS (allowing 24 hour docking), & plenty of social eventsincluding LEGENDARY Halloween celebrations & community BBQ's ! Yes you can launch canoes, kayaks or paddle boards into the intracoastal waters . This home is just 10 mins from grocery & retail stores, 30 mins from Clearwater/St . Pete Airport, 40 mins to Tampa International Airport, and less than 30 minutes to Downtown St . Petersburg ! If you're looking for a welcoming neighborhood with unbeatable access to the water & beaches, this is it ! Schedule your private tour today !